Collections, medical bills, garnishments, foreclosure, or vehicle repossession, let me help you review your options, including bankruptcy...
• Eden R. Sarver • Attorney at Law • 2770 East Main Street, Suite 8 • Columbus, Ohio 43209 • 614-429-3169 phone •
• eden@edensarverlaw.com •
Eden R. Sarver
Attorney at Law
2770 East Main Street, Suite 8
Columbus, Ohio 43209
614-429-3169 phone
614-564-9155 fax
eden@edensarverlaw.com
Areas of Practice:
Bankruptcy 7/13 Consumer
and Small Business
Bar Admissions:
Ohio, 2002 U.S. District Court Southern
District of Ohio, 2002
Professional Associations and
Memberships:
Columbus Bar Association
Bankruptcy Nuts and Bolts
Presenter
Credit Education Coalition,
2006 - Present,
Current President
Credit Abuse Resistance Education
Presenter
Past Employment Positions:
United States Bankruptcy Court,
Law Clerk, 2006 - 2008
Chapter 7: A Brief Overview
Chapter 7 Bankruptcy is a liquidation bankruptcy that discharges your debts and gives you a fresh financial start.
In a typical case after approximately 90 days from the day you file for relief under Chapter 7 bankruptcy, most of your debts will be discharged. This means you are no longer liable to pay the debt. Some debts are not discharged, however, and you still must pay them. Examples of non-dischargeable debts include past-due child support payments, some taxes and student loans.
In a Chapter 7 bankruptcy most people are able to keep their personal possessions and even some assets, such as your car or home. There are specific exemptions established by the State of Ohio that allows you to keep certain property in a Chapter 7 bankruptcy.
Not everyone can file for Chapter 7 bankruptcy. People who have filed for relief under Chapter 7 bankruptcy within the past eight years and those who meet specific income requirements may be required to repay a portion of their debt by filing a Chapter 13 Bankruptcy.
If you are tired of harassing phone calls, worrying about your finances and the future, I can help. Chapter 7 bankruptcy may be one option. It is always best to talk with an attorney about how the law may apply to you.